The short answer to this question is yes, but as with any piece of law there are some dynamics that make the answer to this question dependent on other factors.
Even though the other driver’s insurance company has accepted responsibility for the damage to your vehicle, there are still several questions that need to be answered. Will the insurance company pay for all of the repairs, or will it say some of the damage was pre-existing? Do you have to get your vehicle repaired where the insurance company tells you to go? What if my cell phone or laptop is damaged? What if my vehicle is declared a total loss?
This is why it is important to document everything that happened. The first information to retrieve is things like the names, addresses, driver’s licenses, insurance information, and phone numbers of anyone involved, including witnesses. It is also good to ask for the investigating officer’s name, badge number, and report number. Next, gather things like photos of your car, the scene, and your injuries in order to show what all occurred the day the accident happened.
If you are physically injured in any way, it is extremely important that you seek medical attention. Your safety should always be your first priority. However, when you are at the doctor’s office, it is also important to inform them of any pre-existing conditions you had before the accident, and any pain or injury that has started occurring after the accident. Doing so will help document what injuries were not a cause of the wreck and what injuries were. Plus, the doctor’s notes of what injuries were caused by the accident will be able to be used as evidence of your trauma, therefore making it more difficult for the insurance agency to deny you money for your damages.
After taking all of these steps and gathering your information, it is important and very helpful to contact an experienced car accident injury attorney as soon as possible. Having a lawyer look your case over and help guide you along the way will ensure that no key step is forgotten about. An attorney would also know when the insurance company is giving a low-ball offer, and how much you actually deserve for your injuries and damages.
If you have been in a car accident, have any questions, or would like more information please contact DuBoff & Associates, Chartered in Baltimore or Silver Spring, Maryland. We are willing to help you with your case and fight for what you deserve.