Being in a car accident is never an enjoyable experience. It can be stressful, hectic, and cause a whirlwind of questions to hit you all at once: Who is going to pay for my car to be fixed; What if I have to go to the hospital for my injuries; What if I have to miss work; How will I provide for my family?
If everyone was expected to pay for damages and injuries caused by an accident out of their own pocket, then the non at-fault driver would be even more of a nervous wreck, and the at-fault driver could be bankrupt from having to pay all of the costs themselves. This is why car insurance is required for all drivers. It is supposed to calm the nerves of everyone involved in the accident, and help the at-fault parties figure out a way to pay for the damages that were a result of the wreck.
Unfortunately, the world of car accidents is not always this plain and simple. What if you are involved in an accident that was not your fault, and the at-fault driver does not have insurance? Are you now expected to pay everything out of your own pocket? Are you and your family going to be in financial trouble because of someone not paying for car insurance?
While being in a car accident with an uninsured driver can cause a lot of anger, distress, and frustration, it is not always a bad or world ending situation. A lot of times there is a place drivers can turn to for financial assistance when their car was damaged or they were injured by an uninsured driver; their own insurance.
What Kind of Accident Coverage Do You Have?
A lot of people do not know the answer to this question. Sometimes they think they are only covered for one thing when in reality they are covered for many things, such as accidents with uninsured motorists. This is why the car accident attorneys at DuBoff & Associates, Chartered in Baltimore and Silver Spring, Maryland, advise everyone to consult with an experienced lawyer when they have been in an accident; especially one involving an uninsured driver. Our attorneys know how to look over car insurance policies to accurately find out information about your coverage.
We encourage all of our clients who were in a car accident to bring in their car insurance policies so our lawyers can further explain the specifications. We want our clients to ask us any questions they may have. Knowing things like this can get rid of a lot of the stress caused by accidents. It is important to know exactly what your car insurance policy does and does not cover so you can confidently know whether you have what you need or realize you need to upgrade your coverage. The car accident attorneys at DuBoff & Associates, Chartered want to help you through this time.
Will This Be an Easy Process?
Despite having a clause in your policy that covers damages and injuries caused by uninsured motorists, receiving money from your car insurance agency when an accident like this occurs is not always an easy process. Car insurance agencies are businesses that want to make a profit in order to pay all of their employees and to be successful. Therefore, car insurance agencies can be reluctant to financially help you with your injuries and damages. They might offer you money for your car, but not your injuries; or your car and injuries, but not your lost wages. However, if you are paying monthly to make sure you and your family are covered for these types of accidents, you deserve to be compensated for them. What is the point of paying for something if when you need it, it is not provided?
Contacting a car accident injury lawyer can help make this process move a little quicker. An experienced attorney who has dealt with situations just like yours before help persuade the car insurance agencies to pay for what you deserve.
Contact Our Baltimore or Silver Spring Office Today
If you have been in an accident, especially one where an uninsured driver was at fault, contact the experienced and dedicated car accident attorneys at DuBoff & Associates, Chartered. We want fight for you and help get you what you deserve. We are compassionate for your situation and will aggressively go after the financial compensation you have a right to receive.